Terms of Service

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Agreement between User and ZGIVE, INC and www.zgive.com

Welcome to ZGIVE, INC. (including FaithBid), and the www.zgive.com website and www.faith.bid (the "Site") is comprised of various web pages operated by ZGIVE, INC ("ZGIVE"). www.zgive.com is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the "Terms"). Your use of www.zgive.com constitutes your agreement to all such Terms. Please read these terms carefully and keep a copy of them for your reference.

www.zgive.com is an E-Commerce Site.

The purpose of this website is to inform the public about the technology and services provided by ZGIVE.

Privacy

Your use of www.zgive.com and www.faith.bid is subject to ZGIVE's Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.

Electronic Communications

Visiting www.zgive.com or sending emails to ZGIVE constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.

Your Account

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that ZGIVE is not responsible for third party access to your account that results from theft or misappropriation of your account. ZGIVE and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.

Confidentiality and Non-Solicitation.

The parties recognize that user will have access to trade secrets and proprietary information of ZGIVE, its proprietary technologies and www.zgive.com. For a period of five years, the user agrees that it is prohibited to share, transmit, reveal or otherwise show, either verbally or in writing, such non-public information to any other person, party, competitor, or organization without the express written consent of a ZGIVE director or executive. During the term of this agreement and thereafter, user promises not to disclose or use or induce or assist in the disclosure or use of any of the above information except for the benefit of ZGIVE. User also agrees that it is prohibited to solicit any employee, contractor, affiliate or client of ZGIVE to hire as an employee or contractor or do business or to reduce the amount of business with ZGIVE. If ZGIVE would be materially damaged due to a confidentiality or employee solicitation breach, ZGIVE retains the right to sue for actual and punitive damages.

Children Under Thirteen

ZGIVE does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use www.zgive.com only with the permission of a parent or guardian.

Cancellation/Refund Policy

You may cancel your subscription at any time. Please contact support@zgive.com with any questions.

Links to Third Party Sites/Third Party Services

www.zgive.com may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of ZGIVE and ZGIVE is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. ZGIVE is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by ZGIVE of the site or any association with its operators

Certain services made available via www.zgive.com are delivered by third-party sites and organizations. By using any product, service, or functionality originating from the www.zgive.com domain, you hereby acknowledge and consent that ZGIVE may share such information and data with any third party with whom ZGIVE has a contractual relationship to provide the requested product, service, or functionality on behalf of www.zgive.com users and customers.

No Unlawful or Prohibited Use/Intellectual Property

You are granted a non-exclusive, non-transferable, revocable license to access and use www.zgive.com strictly in accordance with these terms of use. As a condition of your use of the Site, you warrant to ZGIVE that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.

All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of ZGIVE or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends, or other restrictions contained in any such content and will not make any changes thereto.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site.

ZGIVE content is not for resale. Your use of the Site does not entitle you to make any

unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use and will make no other use of the content without the express written permission of ZGIVE and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of ZGIVE or our licensors except as expressly authorized by these Terms.

Acceptable Use Policy (Prohibited Businesses)

ZGIVE prohibits the use of ZGIVE’s platform and services for the following activities:

Illegal drugs and equipment or the process of making or using illegal drugs, including cannabis, dispensaries or any product containing any amount of THC or CBD
Fake IDs
Telecommunications manipulation equipment
Any organizations the engages in or promotes violence or physical harm to persons or

property
Discrimination based on race, color, creed, sexual orientation, religion
Supplying illegal products or services
Illegal sales, pirating or distribution of media, such as music, movies, software, brand
name or designer products or services, or another prohibited licensed, patented,

proprietary, or copyrighted material
Counterfeit goods or illegally imported or exported products
Any service that is MLM, pyramid or ‘get rich quick’ scheme
No value-added services, including sale or resale of a service without added benefit to

the buyer, or profiting from an unauthorized government offering
Sales of online traffic or engagement
Negative response to marketing and telemarketing
Predatory mortgage consulting, lending, credit repair, or investment opportunity with no

or low money down
Remote tech support, mugshot publication, or pay-to-remove sites
Any other businesses that ZGIVE considers unfair, deceptive or predatory
Adult content or services, including pornography via any medium depicting nudity or

explicit sexual acts
Adult services, including prostitution, escorts, sexual massages, or adult chat
Adult video stores
Gentleman’s or strip clubs
Law firms collecting funds for non-legal purposes, bankruptcy attorneys or bail bonds
Firearms, explosives, or dangerous materials
Games of chance, including gambling (all forms), sweepstakes, contests, fantasy sports

leagues for a monetary or material prize
Sports betting lotteries and bidding fee auctions
Use of ZGIVE’s products with false, manipulated, inaccurate, or misleading information

regarding the entity of the organization, or person signing on behalf of the organization.

Use of ZGIVE to facilitate transactions on behalf of another undisclosed merchant not disclosed in the Stripe account application
Processing where there is no consideration or donation in exchange for goods or services
Card testing or any fraudulent activity related to credit card charging
Sharing of credit card information
Adherence to Stripe’s Compliance Guidelines

Acceptable Use Policy (Restricted Businesses)

You must obtain prior consent if the organization provides any of the following products, services or activities – email support@zgive.com to inquire about your business.
- Investment, brokerage, lending, buy now/pay later services
- Crowdfunding

- Debt collection
- Insurance services including medical benefit packages
- Money transmitters, currency exchange and other money services businesses
- Neobanks/challenger banks
- Any financial institutions
- Government grants, embassy, foreign conulate, or other foreign governments
- Online pharmacies, pharmaceuticals, medical devices, and telemedicine organizations - Tobacco products (including e-cigarettes and e-liquids)
- Credit card and identity theft protection services
- Age-restricted goods or services
- Travel agencies, airlines, cruises or timeshare services
- Non-fiat currency and stored value products or services
- Prepaid phone cards, sim cards, and phone services
- Sale of in-game currency or game items, unless the merchant is the operator of the

virtual world
- Shipping, forwarding or drop-shipping brokers
- Charity sweepstakes and raffles for the explicit purpose of fundraising

Third-Party Accounts

You may be able to connect your ZGIVE account to third-party accounts. By connecting your ZGIVE account to your third party account, you acknowledge and agree that you are consenting to the continuous release of information about you to others (in accordance with your privacy settings on those third party sites). If you do not want information about you to be shared in this manner, do not use this feature.

International Users

The Service is controlled, operated, and administered by ZGIVE from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the ZGIVE Content accessed through www.zgive.com in any country or in any manner prohibited by any applicable laws, restrictions or regulations.

Indemnification

You agree to indemnify, defend and hold harmless ZGIVE, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney's fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. ZGIVE reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with ZGIVE in asserting any available defenses.

Arbitration

In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator's award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the event that any legal or equitable action, proceeding or arbitration arises out of or concerns these Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable attorney's fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The entire dispute, including the scope and enforceability of this arbitration provision, shall be determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms and Conditions.

Class Action Waiver

Any arbitration under these Terms and Conditions will take place on an individual basis; class arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH'S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE OTHER. Further, unless both you and ZGIVE agree otherwise,

the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. ZGIVE AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.

ZGIVE AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. ZGIVE AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ZGIVE AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF ZGIVE OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Termination/Access Restriction

ZGIVE reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of California and you hereby consent to the exclusive jurisdiction and venue of courts in California in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and ZGIVE as a result of this agreement or use of the Site. ZGIVE's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of ZGIVE's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by ZGIVE with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and ZGIVE with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and ZGIVE with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.

Changes to Terms

ZGIVE reserves the right, in its sole discretion, to change the Terms under which www.zoomgvive.com is offered. The most current version of the Terms will supersede all previous versions. ZGIVE encourages you to periodically review the Terms to stay informed of our updates.

ZGIVE welcomes your questions or comments regarding the Terms:

ZGIVE, Inc.
3941 PARK DR STE #20545
EL DORADO HILLS, California 95762

Email Address:

support@zgive.com

Telephone number: 650-620-9504

Effective as of October 4th, 2022